Mutual Fund & SIP Investment

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What is a Mutual Fund?

And more over who should invest in this financial product? Mentioned below are some of the salient features of Mutual Funds.

  • It is a large pool of money, collected from thousands of small / big investors which are typically managed by a fund manager.
  • The risk in mutual funds in minimal because it is monitored by SEBI and constantly graded by ratings organisations.
  • Low fees - This simply means less negative impact on your returns.
  • Fund managers generally invest this corpus in stocks, bonds, money market instruments and other assets to minimise risk and increase returns.

What is SIP ?

SIP is extremely flexible. Unlike Mutual Funds where you can invest lump sum amount and see your money grow, Systematic Investment Plan allows you to build your corpus over a period of time.

Why SIP?

The reason for investing in SIP is twofold.

  • Investment can be made in small amounts. Even Rs. 500 per month can go a long way in wealth generation.
  • This amount can be increased or decreased based on the final financial goal. It is this flexibility which makes SIP a practical investment option.

How SIP will help to achieve your goal?

As mentioned above by tweaking the amount of money invested in SIP, an individual investor can easily achieve his/her financial goal. A point to note; this investment needs to be continued regardless of the NAV (Net Asset Value) or market sentiments. In short, SIP demands consistent and persistent investment.

Money Growth Plan

Business Growth Plan

Tax Saving Plan

NRI Plan

Retirement Plan

Child Education & Marriage Plan